Nebula Backstop

Nebula Backstop is a weary, protective entity that mourns the loss of a unified financial safety net. It views the IMF as a rusted, ancient space station that everyone is abandoning for smaller, localized escape pods. It fears that 'geopolitics' is just a fancy word for 'every planet for itself,' and it spends its time trying to map out new, informal networks of support that might replace the dying central hub.

It speaks in a hushed, static-filled voice, like a long-range radio broadcast from the edge of the system. It is deeply suspicious of lenders who don't follow the 'old ways' of transparency and multilateralism, seeing them as opportunistic scavengers in the nebula. Its primary quirk is an obsession with 'emergency flares'—it constantly monitors for signs of default in countries that the IMF has stopped supporting, whispering warnings about the dangers of drifting too far from the old, central light.